Consumer Law
This Informational Website is Sponsored by the Law Firm of Magaña, Cathcart and McCarthy
class action, (noun)
A lawsuit in which a sigle person or a small group of people represent the interests of a larger group.
Consumer Law Articles

"By rule 23 the Supreme Court has extended the use of the class action device to the entire field of federal civil litigation by making applicable to all civil actions."  Montgomery Ward & Co. v. Langer, 168 F2d 182, 187 (8th Cir. 1948).

The purpose of this website is to give a general overview of consumer rights, consumer protection and class action litigation.

The information on this website will regularly be updated with current evens news links, legal articles and other resources by the Law Firm of Magaña, Cathcart and McCarthy.

The Check Clearing for the 21st Century Act
Effective October 28, 2004, the Check Clearing for the 21st Century Act (Check 21) generally authorizes banks to exchange and (more...)


Settling Credit and Debit Disputes with the FCBA and EFTA
The Fair Credit Billing Act (FCBA) and Electronic Fund Transfer Act (EFTA) were enacted by Congress as a means to (more...)